General tips for claims

• Do not panic
• Safety first
• give first aid to injured and take to the nearest hospital
• save property from further damage
• In case of casualty report to nearest police station
• Inform Insurer as soon as possible
• Do not repair damaged property (except minor repair) before Insurer or his representative inspect the property
• Do not negotiate with third party without consent of Insurer in case of legal liability
• Submit estimate of repair/replacement cost
• Obtain permission from Insurer for repair / replace
• Finally repair/replace & submit cash bill

Contact: Claims Division, claims@hgi.com.np, Tel 2030326 (direct line)

Intimation Of Claims

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