IHI TRAVEL INSURANCE FROM HGI
IHI Travel offers the best possible protection if you have sudden, unexpected illness or injury when traveling. In case you need to see a doctor, or if you are hospitalised, we will help you in any way possible.
With IHI Travel insurance, you are ensured of;
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24 hour emergency service worldwide
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Direct payment of all hospital bills
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Access to IHI’s medical consultants
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Free choice of doctors and hospitals
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Full cover with no deductibles
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Professional and efficient reimbursement service
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Worldwide cover during all types of travel; leisure, study and business
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No restriction on hazardous sports or occupations (except motorsports)
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Free cover of children under the age of two
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Cover for accidents results from terrorist acts
Type of cover
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Single Trip
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Annual Travel
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Business Travel
Single Trip
Each insured pays a basic premium and a premium per day for the number of days traveling.
Premium:
Basic premium
|
Premium per day |
| 2 – 16 yrs |
17 – 36 yrs |
37 – 59 yrs |
60 – 79 yrs |
| USD |
51 |
2.75 |
3.75 |
5.75 |
8.00 |
* Premium payable in Nepalese currency.
Benefits
Maximum cover and benefits are per person per trip.
Basic Cover
|
USD |
| Maximum cover per person per trip |
UNLIMITED |
| Hospitalization |
100% |
| Outpatient treatment by a doctor/specialist |
100% |
| Prescribed medicines |
100% |
| Prescribed treatment by a physiotherapist / chiropractor |
2,500 |
| Provisional pain-stilling dental treatment |
200 |
| Ambulance transportation |
100% |
| Medical Evacuation / Repatriation |
100% |
| Return Trip |
100% |
| Compassionate Emergency Repatriation |
100% |
| Next to kin accompaniment |
100% |
| Compassionate Emergency Visit |
100% |
| Board, lodging and local transport for a person summoned or accompanying the insured, per person per day |
300 |
| Statutory arrangements in case of death |
100% |
| Home transportation of the deceased |
100% |
<<Click here to down load Proposal Form>>
Annual Travel
Each insured pays an annual premium.
Premium: 1st Year
|
Premium per day |
| 2 – 16 yrs |
17 – 36 yrs |
37 – 59 yrs |
60 – 79 yrs |
| USD |
111 |
162 |
170 |
228 |
* Premium payable in Nepalese currency.
Premium: Renewal per year
|
Premium per day |
| 2 – 16 yrs |
17 – 36 yrs |
37 – 59 yrs |
60 – 79 yrs |
| USD |
80 |
117 |
122 |
164 |
* Premium payable in Nepalese currency.
Benefits:
Maximum cover and benefits are per person per trip.
Basic Cover
|
USD |
| Maximum cover per person per trip |
UNLIMITED |
| Hospitalization |
100% |
| Outpatient treatment by a doctor/specialist |
100% |
| Prescribed medicines |
100% |
| Prescribed treatment by a physiotherapist / chiropractor |
2,500 |
| Provisional pain-stilling dental treatment |
200 |
| Ambulance transportation |
100% |
| Medical Evacuation / Repatriation |
100% |
| Return Trip |
100% |
| Compassionate Emergency Repatriation |
100% |
| Next to kin accompaniment |
100% |
| Compassionate Emergency Visit |
100% |
| Board, lodging and local transport for a person summoned or accompanying the insured, per person per day |
300 |
| Statutory arrangements in case of death |
100% |
| Home transportation of the deceased |
100% |
<<Click here to download Proposal Form>>
Business Travel
It allows the company and its employees to freely choose the physician or hospital they prefer if they need medical assistance abroad.
It has no limitation as to who is eligible for cover. The insured company decides who should be covered; board members, spouses, children, employees, guests etc.
It’s a annual policy to be renewed every year.
Benefits:
Maximum cover and benefits are per person per trip.
| Basic Cover |
USD |
| Maximum cover per person per trip |
UNLIMITED |
| Hospitalization |
100% |
| Outpatient treatment by a doctor/specialist |
100% |
| Prescribed medicines |
100% |
| Prescribed treatment by a physiotherapist / chiropractor |
2,500 |
| Provisional pain-stilling dental treatment |
200 |
| Ambulance transportation |
100% |
| Medical Evacuation / Repatriation |
100% |
| Return Trip |
100% |
| Compassionate Emergency Repatriation |
100% |
| Next to kin accompaniment |
100% |
| Compassionate Emergency Visit |
100% |
| Board, lodging and local transport for a person summoned or accompanying the insured, per person per day |
300 |
| Statutory arrangements in case of death |
100% |
| Home transportation of the deceased |
100% |
| Personal accident – death & disability |
15,000 |
The basic cover may be enhanced by including the Baggage Supplement.
| Baggage Supplement |
US$ |
| Theft or loss of baggage |
2,000 |
| Delayed baggage |
500 |
Premium :
The premium will be quoted per year and depends on the total annual travel activity. Minimum of 200 travel days per year is required.
<<Click here to Download Form |
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